Recently, there have been some inquiries from state chapters
regarding being included on the national office's Directors and
Officers Insurance Plan. The following response was provided by Shannon
& Luchs Insurance Agency.
The D&O program for AMDA is not intended to pick up coverage for the individual state chapters.
The program currently in place for AMDA has specific underwriting
guidelines and could not be amended to provide coverage for all state
chapters. If a program that is all encompassing were to be preferred, a
new underwriting effort would need to be initiated and significant data
(lists of officers, financial data, claim information, etc.) would need
to be obtained.
Also, because of the diversity of the state chapters, the process
involved would be quite extensive and not cost effective. Individuals
can be covered for their volunteer activities on their homeowners
policies.